The Sehat Card Plus (also known as the Sehat Sahulat Program) is one of Pakistan’s most impactful health initiatives, providing free in-patient medical treatment to millions of Pakistani families. In 2026, the program has expanded significantly and now covers families across multiple provinces. If you or someone in your family needs hospitalization, surgery, or specialist treatment, this card could save you hundreds of thousands of rupees. Here is everything you need to know about the Sehat Card Plus in 2026.
What is the Sehat Card Plus?
The Sehat Card Plus is a government-funded health insurance program run by the State Life Insurance Corporation of Pakistan under the supervision of the Federal and Provincial governments. It provides eligible families with free inpatient treatment at empaneled public and private hospitals. The program was launched in KPK first and was later expanded to Punjab under the name Sehat Sahulat Program, providing comprehensive health coverage to deserving citizens across Pakistan.
Sehat Card Plus Coverage 2026 — What Does It Cover?
The Sehat Card covers a wide range of medical procedures and treatments. Here is what is included:
- Coverage Amount: Up to PKR 1,000,000 (10 Lakh) per family per year in Punjab; up to PKR 540,000 in KPK
- In-Patient Treatment: All hospitalization costs including room, surgery, medicines, and diagnostics
- Major Surgeries: Heart surgery, cancer treatment, kidney dialysis, organ transplants
- Maternity Services: Normal and C-section deliveries, prenatal and postnatal care
- Burns Treatment: Up to PKR 1,000,000
- Accidents & Emergencies: Emergency treatment within 24 hours of accident or injury
- Renal Transplant: Covered under the program
- Over 1,700 Medical Procedures are covered under the Sehat Card
Who is Eligible for Sehat Card Plus 2026?
Eligibility varies by province. Here is the current eligibility breakdown:
Punjab
In Punjab, the program is called Sehat Sahulat Program. All registered families in Punjab with a valid CNIC are covered — regardless of income level. This means every family in Punjab with valid CNIC/NADRA registration is eligible to use the Sehat Card for free in-patient treatment.
KPK (Khyber Pakhtunkhwa)
In KPK, the program was the first to be launched. All KPK families registered in NADRA records are eligible. The coverage amount is up to PKR 540,000 per family per year, with additional coverage for specific conditions.
Sindh & Balochistan
Sindh and Balochistan have their own health card programs with varying coverage. In Sindh, the Sindh Sehat Card provides coverage to registered families. Check with your provincial health authority for current eligibility details in these provinces.
How to Check Your Sehat Card Eligibility in 2026
Checking your eligibility is simple and can be done through multiple methods:
Method 1: SMS
Send your 13-digit CNIC number to 8500. You will receive an SMS response confirming whether your family is registered and eligible. This is the fastest and easiest method.
Method 2: Online Portal
Visit the official Sehat Sahulat Program website at sehatsahulat.com.pk and enter your CNIC number to check your eligibility status and find empaneled hospitals near you.
Method 3: At the Hospital
When you visit any empaneled hospital, the Sehat Card desk at the hospital can verify your eligibility by scanning your CNIC at the point of service.
How to Use the Sehat Card at a Hospital
Using the Sehat Card is very straightforward. Follow these steps:
- Step 1: Go to any empaneled hospital (public or private) that is registered under the Sehat Card program
- Step 2: Go to the Sehat Card Counter/Desk (available at all empaneled hospitals)
- Step 3: Present your original CNIC (no physical card is needed — your CNIC itself is the access point)
- Step 4: The hospital staff will verify your eligibility in real time using the NADRA system
- Step 5: Once verified, you will receive completely free treatment — admission, surgery, medicines, tests, and discharge without paying anything
Important: You do NOT need a separate physical Sehat Card. Your CNIC is your Sehat Card. The biometric verification is done at the hospital counter.
List of Empaneled Hospitals Under Sehat Card Plus 2026
The Sehat Sahulat Program has empaneled over 1,000+ hospitals across Pakistan, including both government and private hospitals. Some of the major empaneled hospital networks include:
- All government DHQ and THQ hospitals in Punjab and KPK
- Shaukat Khanum Memorial Cancer Hospital (Lahore & Peshawar)
- Doctors Hospital Lahore
- Hameed Latif Hospital Lahore
- Ghurki Trust Teaching Hospital
- Ittefaq Hospital Lahore
- Lady Reading Hospital Peshawar
- Hayatabad Medical Complex Peshawar
- Hundreds of district and tehsil hospitals across Punjab and KPK
To find the full updated list of empaneled hospitals near you, visit sehatsahulat.com.pk and use the hospital locator tool by entering your district.
What is NOT Covered Under Sehat Card?
The Sehat Card covers in-patient treatment only. The following are generally NOT covered:
- Outpatient (OPD) consultations and medicines
- Cosmetic or aesthetic procedures
- Dental treatment (unless due to accident)
- Eye glasses and hearing aids
- Experimental or unproven treatments
- Self-inflicted injuries
How to Register for Sehat Card Plus if Not Already Registered
In Punjab, registration is automatic — if you have a valid CNIC linked to a Punjab address in the NADRA database, your family is already registered. However, if your SMS check returns “not registered,” here is what to do:
- Visit your nearest NADRA office and ensure your CNIC address is updated to your correct Punjab district
- Visit the nearest empaneled hospital’s Sehat Card desk and ask them to check and help resolve registration issues
- Contact the Sehat Sahulat Program helpline at 0800-09009 (toll free) for assistance
Frequently Asked Questions (FAQs) — Sehat Card Plus 2026
Do I need to pay any premium or fee for the Sehat Card?
No. The Sehat Card is completely free for eligible citizens. The government pays the insurance premium on your behalf. You do not pay anything to enroll or to use it at a hospital.
How many family members are covered under one Sehat Card?
The entire registered family unit (as per NADRA household data) is covered under the Sehat Card. There is no fixed limit on the number of family members, but the coverage amount of PKR 1,000,000 is shared across all family members in a year.
What if the hospital says I am not eligible?
First, ensure your CNIC is updated in the NADRA system with the correct current address. Then call the Sehat Sahulat helpline 0800-09009. In genuine emergencies, many hospitals will proceed with treatment while eligibility issues are resolved.
Can I use the Sehat Card at a private hospital?
Yes! Many private hospitals are empaneled under the program. You can use the Sehat Card at both government and private empaneled hospitals. Always confirm the hospital is on the empaneled list before seeking treatment.
Conclusion
The Sehat Card Plus is a life-changing program for millions of Pakistani families. With coverage of up to PKR 1,000,000 per year, it eliminates the financial burden of hospitalization for eligible citizens. If you are in Punjab or KPK, your family is very likely already enrolled — simply verify via SMS to 8500 with your CNIC. For more guides on Pakistani government programs, health services, NADRA, and legal matters, visit PakCitizenGuide.com.
