Running out of balance at the worst moment? Zong Advance Loan lets every prepaid user get instant emergency credit — no waiting, no paperwork. Just dial *911# and the balance is credited in seconds. This 2026 guide covers every code, amount, fee, eligibility rule, and troubleshooting tip you need.
Zong Advance Loan at a Glance (2026)
| Detail | Info |
|---|---|
| USSD Code | *911# |
| SMS Method | Send blank SMS to 6911 |
| Standard Loan Amount | Rs. 15 |
| Super Advance Amount | Rs. 30 |
| Max Loans Per Recharge | 2 loans |
| Service Fee (Standard) | Rs. 4.5 + tax |
| Service Fee (Super) | Rs. 8.0 + tax |
| Repayment | Auto-deducted on next recharge |
| Eligibility | Zong prepaid SIM active 30+ days |
Who Is Eligible for Zong Advance Loan?
Before dialling the code, make sure you meet all of the following requirements:
- You must be a Zong prepaid customer (postpaid users are not eligible).
- Your SIM must have been active for at least 30 days.
- Your current balance must be below Rs. 5–20 (the exact threshold can vary).
- For the Super Advance (Rs. 30), you need a recharge history of more than Rs. 660 in the last 3 months.
- You must not have an outstanding unpaid loan from a previous advance.
How to Get Zong Advance Loan — 3 Methods
Method 1: USSD Code (Fastest)
- Dial *911# from your Zong prepaid SIM.
- A pop-up menu will appear — select the loan option.
- The advance balance is credited instantly.
- Dial *911# again if you want to take a second loan (subject to eligibility).
Tip: Dial *1111# to check your current balance and confirm the loan was credited.
Method 2: SMS
- Send a blank SMS to 6911.
- You will receive a confirmation SMS with the credited amount.
- To take a second loan, send another blank SMS to 6911.
Method 3: My Zong App
- Download or open the My Zong App on your smartphone.
- Log in with your Zong number.
- Tap “Services” and then “Advance Loan”.
- Tap “Get Loan” and confirm.
- The balance is credited instantly.
Zong Loan Amount, Limits & Service Charges (2026)
| Loan Type | Amount | Max Per Recharge Cycle | Service Fee | Total Deducted on Recharge |
|---|---|---|---|---|
| Standard Advance | Rs. 15 | 2 loans (Rs. 30 total) | Rs. 4.5 per loan | Rs. 15 + Rs. 4.5 = Rs. 19.5 |
| Super Advance | Rs. 30 | 2 loans (Rs. 60 total) | Rs. 8.0 per loan | Rs. 30 + Rs. 8.0 = Rs. 38.0 |
Important: The loan amount plus the service fee is automatically deducted from your next recharge. If your recharge is less than the total owed, the outstanding amount is deducted first before your usable balance is updated.
Zong Advance Loan Codes — Quick Reference 2026
| Purpose | Code / Action |
|---|---|
| Get Advance Loan | Dial *911# |
| Get Advance via SMS | Send blank SMS to 6911 |
| Check Remaining Balance | Dial *1111# |
| Check Zong Number | Dial *8# |
| Check Active Subscriptions | Dial *6464# or use My Zong App |
| Unsubscribe from VAS | Dial *6464# then select unsubscribe |
| Zong Helpline | Dial 310 (free from Zong) |
Zong Advance Loan Not Working? Common Issues & Fixes
- “Not eligible” — Your SIM may be under 30 days old, your balance may be above the threshold, or you have an unpaid loan. Recharge to clear any outstanding loan first.
- “Maximum limit reached” — You have already taken 2 loans in the current recharge cycle. Recharge to reset your eligibility.
- “Service not available” — Temporary network issue. Wait a few minutes and try again, or use the SMS method (blank SMS to 6911).
- Loan credited but balance not showing — Dial *1111# to confirm your balance. There can be a brief delay.
- Unexpected deductions after loan — Check active VAS subscriptions by dialling *6464# and unsubscribe from unwanted services.
How to Avoid Unwanted Charges on Zong
Zong value-added services (VAS) such as music, news, or game packs are sometimes auto-activated, especially for new SIMs or after certain promotions. These subscriptions silently consume your advance balance. Here is how to protect yourself:
- Dial *6464# to see all active subscriptions on your number.
- Unsubscribe from any service you did not intentionally activate.
- Alternatively, open the My Zong App → Subscriptions → Unsubscribe All.
- If deductions continue, call Zong helpline at 310 and request a full subscription audit.
Zong vs. Other Network Advance Loans (2026 Comparison)
| Network | Code | Loan Amount | Fee |
|---|---|---|---|
| Zong | *911# | Rs. 15 – Rs. 30 | Rs. 4.5 – Rs. 8.0 |
| Jazz | *112# | Rs. 15 – Rs. 20 | Rs. 4.2 – Rs. 4.8 |
| Telenor | *5# | Rs. 15 | Rs. 3.0 + tax |
| Ufone | *456# | Rs. 10 – Rs. 20 | Rs. 3.0 – Rs. 5.0 |
Frequently Asked Questions
What is the Zong advance loan code in 2026?
The Zong advance loan code in 2026 is *911#. Dial it from your prepaid Zong SIM and your loan will be credited instantly, provided you are eligible.
How much loan can I get from Zong?
Standard prepaid users receive Rs. 15 per loan. Heavy users who have recharged more than Rs. 660 in the last 3 months qualify for the Super Advance of Rs. 30. You can take up to 2 loans per recharge cycle.
When does Zong deduct the loan amount?
Zong automatically deducts the loan amount plus the service fee from your very next recharge. If you take a Rs. 15 loan, Rs. 19.5 (Rs. 15 + Rs. 4.5 fee) will be deducted from your next top-up before usable balance is added.
Can postpaid Zong users get an advance loan?
No. The Zong advance loan service is available exclusively for prepaid customers. Postpaid users have a monthly credit limit built into their plan.
My *911# is not working — what should I do?
First, try the SMS method (blank SMS to 6911). If that also fails, check whether you have an unpaid loan from a previous cycle (recharge to clear it), or whether your SIM is below 30 days old. For persistent issues, call Zong helpline at 310.
Is there a 20-rupee Zong advance loan?
As of 2026, Zong officially offers Rs. 15 (Standard) and Rs. 30 (Super Advance) tiers. Dial *911# and the system will automatically offer the maximum amount you qualify for.
How do I check if my Zong advance loan has been repaid?
After your next recharge, dial *1111# to check your current balance. If the loan and fee have been deducted, your balance will reflect the recharge amount minus the outstanding loan total.
What is the Zong advance loan code for 30 rupees?
The code is the same — dial *911#. If you are eligible for the Super Advance (recharge history above Rs. 660 in 3 months), Zong will automatically credit Rs. 30 instead of Rs. 15.
Last updated: June 2026. Zong may update its loan amounts or service fees. Always dial *911# to confirm the current offer on your account.
